Fixed Income Investments & Fixed Interest Investments

Our-goals-1024x393 Fixed Income Investment

Fixed Income Investments Australia

OurMoneyMarket is an online loan marketplace that offers retail and wholesale investors the opportunity to invest in personal loans. By utilising the latest technology, OurMoneyMarket provides investors access to an alternative high-yield fixed income investment. Investing in marketplace loans is easy. Simply click here to create an account, then BPAY funds to your personal OurMoneyMarket account. Once the funds have cleared in your account you can start investing! You can invest as little as $50 in any single loan so that you can lower your risk of loss. Diversification is an important part of investing in marketplace personal loans. We usually recommend aiming to build a loan portfolio that has at least 50 loans making repayments to you at any given time. As borrowers pay back their loans you will receive a portion of principal and interest – just like a bank does!

The Best Fixed Income Investments

It is difficult to pick the best fixed income investments as it usually depends on your personal circumstances, risk profile and financial objectives. Diversification is generally recommended as a good investment practice as it can reduce the volatility in your returns as well as minimise the impact of loss on your portfolio. For example, with peer to peer lending, by spreading your risk across multiple loans, you reduce your risk of loss in the event a loan investment defaults. Therefore, seek professional financial advice around a variety of fixed income bonds and fixed income funds. Your financial advisor should provide an indication of the best income investments and fixed income securities for you.

Fixed Income Securities and Equities Online

Peer to Peer Lending is a riskier investment than traditional term deposits and most fixed return investments. It however offers a higher gross rate of return to compensate you for this risk. On a risk and return profile chart, marketplace lending might sit between unsecured corporate bonds and equities in terms of risk and return. It is generally considered less risky than investing in equities and unlike equities you will receive a regular fixed repayment.

Fixed Income Securities Types

This can be great for those investors you are seeking an investment option that provides a regular cash flow. What’s more with OurMoneyMarket you are able to withdraw your available funds at any time, at no extra cost! This means as you can withdraw the interest on your loans investments and send it straight to your personal bank account.

Click Here to Register Now! Please refer to the PDS before investing.

1. Investor rates are displayed on an annualised basis and are net of applicable fees due to OurMoneyMarket. Investor rates may assume payments received are continually reinvested at the stated rate and that there are no borrower late payments or defaults. 2. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 3. Investors: This information refers to the marketplace lending platform operated by OurMoneyMarket Pty Ltd and the offer of units in the OurMoneyMarket Investment Trust ARSN 616 185 534 (the “Trust”). Units in the OurMoneyMarket Investment Trust provide investors with exposure to consumer finance loans. Any person seeking to make an investment should review the Product Disclosure Statement and seek legal, financial and taxation advice relative to their own circumstances. The manager of the Trust is OurMoneyMarket Pty Ltd, AFSL Authorised Representative Number 1252443, appointed by MSC Advisory Pty Ltd ACN 607459441 and AFSL 480649, a related party of the trustee, Melbourne Securities Corporation Ltd ACN 160 326 545 AFSL 428289. This product is not a bank deposit. Returns are not guaranteed. An investment may achieve lower than expected returns and investors risk losing some or all of their principal investment. Past performance is no indication of future performance and actual returns will be dependent on the performance of specific investments selected by you. Diversification of your investment across several investments may reduce your overall risk. By accessing or using this website or the OurMoneyMarket Investment Trust you agree to be bound by our Terms of Use. OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 holds Australian Credit Licence number 488228.