Personal Loans

OurMoneyMarket operates off one key principle - “Credit Where Credit’s Due”. Meaning borrowers with good credit history are rewarded better rates, and borrowers with recently improved credit performance are given a second chance.

Calculate Repayments on Your Personal Loan

$

Estimated Loan Terms

Loan Amount

--

min. $5K max. $35K
Loan Term

3 Years

Indicative Rate

8.00%

Comparison Rate2

9.90%

Repayments

311.00

or retrieve an existing quote
This won't impact your credit score

Lower Interest Rates

A marketplace of people and institutions all working together to deliver you the best possible deal.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees. We only charge a simple establishment fee when you receive your funds.

Simple and Flexible

A simple unsecured fixed rate of interest that can be repaid weekly, fortnightly or monthly, over 3 to 7 years. Managed entirely online, at any time.

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Step 1
Get a Free Quote Free Quote
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Step 2
5 Minute Application 5 Min App
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Step 3
1 Minute Decision 1 Min Decision

3 quick and easy steps to securing your loan

Get a Free Quote

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

1 Minute Decision

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in under a minute.

Rates & Fees

We’re currently offering rates of return between 7.04% p.a. and 29.53% p.a. depending on the level of risk you are willing to take1

View rates & fees
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Debt Consolidation

Are you looking for a fast way to pay off your credit card or small loans?

Make your debt manageable by consolidating it all into one simple low interest rate personal loan. At OurMoneyMarket we offer fixed rate loans suited to your budget and your needs. This means:
  • 1. No nasty surprises: You’ll always know what your repayments are with a regular fixed repayment – surprises belong in parties, not in loans;
  • 2. You can say goodbye to your high interest rate debt: Using your OurMoneyMarket unsecured personal loan you can pay off your high interest rate credit cards and/or loans and get back in control of your finances; and
  • 3. You’ll be on your way to becoming debt free!

or retrieve an existing quote this won’t impact your credit score

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Low Rate Car Loans and Motor Vehicle Loans

In need of a quick loan for a new or used car? Or perhaps a new or used motorboat? Whatever your motor finance needs are, we’re here to help.

Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used motorised vehicles. From car loans to motorbike loans all the way through to motorboat loans. You’ll be cruising in no time! Our 100% online application is quick and easy, with conditional approval offered within minutes, so you’ll be on the road (or on the water) faster than you think.

Loan Features:

  • New or used vehicle loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score

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Holiday Loans

Rather be somewhere else? We get you.

Whether you’re planning your next big adventure or looking to get away with the family, an OurMoneyMarket travel loan can turn your holiday dreams into a reality. Our quick and easy 100% online application, means you could be jetting off within 48 hours.

Loan Features:

  • Holiday loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score

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Low Interest Wedding Loans

Something borrowed for something new, so you can celebrate in style.

Make sure your special day is just the way you imagined it with an OurMoneyMarket unsecured personal loan. Our quick and easy, 100% online application, could make your plans an instant reality with cash in your account within 48 hours.

Loan Features:

  • Wedding loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score

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Home Improvement Loans

Need to renovate? Or simply training to be the next big thing in reality T.V? Either way we’ve got a great loan offer just for you.

Turn your house in to a home with an OurMoneyMarket unsecured personal loan. Our quick and easy 100% online application, means you can obtain conditional approval within minutes and be on your way to making your renovation dreams happen.

Loan Features:

  • Home renovation loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score

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Student Loans & Education Loans

Looking to hit the books to further advance your career? Or perhaps you need some support with school fees? A student loan or education loan allows you to worry less about your education expenses today and focus more on where you will be tomorrow.

OurMoneyMarket offers low interest rate development loans so that you can learn what you need today, so you’re ready for the future. Whether you’re undertaking a Masters Degree, a management course, seeking higher education or thinking of logging back into the student portal, OurMoneyMarket provides the student support you need.

Loan Features:

  • Student loans and education loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score

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Low Rate Medical Loans and Cosmetic Surgery Loans

Hit with some unexpected medical expenses? Or are you in need of some dental or cosmetic surgery? Stress less, we’ve got your covered.

OurMoneyMarket offers low interest rate loans for a wide range of medical procedures such as general surgery, dental surgery, plastic surgery, cardiology and much more. Our quick and easy 100% online process, means that you can obtain conditional approval within minutes, so you can stress less and take comfort in the knowledge that you’ll be taken care of.

Loan Features:

  • Medical loans and cosmetic surgery loans for bad credit and good credit
  • Loans from $5,000 to $35,000
  • Unsecured
  • 3, 5 or 7 year loan terms available
  • Weekly, fortnightly or monthly repayments
  • Fixed rate of interest, meaning no repayment surprises
  • No account keeping fees, no prepayment payment fees and no early exit fees

or retrieve an existing quote this won’t impact your credit score