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What is a Personal Loan? Personal loans, also sometimes referred to as a cash advance, are cash loans that are commonly used to help pay for a new car, a wedding, travel, legal bills, dental and medical work, cosmetic surgery, vet bills, home renovations, further study or debt consolidation.

Is is ok to take out online loans? More and more borrowers are taking out unsecured personal loan online, with many online personal loan lenders offering borrowers personal loan interest rates that are tailored to the borrower’s unique credit history. This means that borrowers with good credit history get access to a low rate loans and borrowers that need a second chance can get access to debt financing.

How can a personal loan help me get out of financial stress? Not all personal loans are holiday loans, cars loans or loans to renovate your house. Debt consolidation Australia is a commonly searched term for people looking for help with their personal finance. A debt consolidation loan can help borrowers relieve financial stress and free up cash by refinancing high interest-bearing debt such as credit cards and payday loans into one single, lower repayment. Personal loan rates, depending on a borrower’s credit history, will typically be lower than these forms of debt.

Apply for Personal Loan Online

To see a personal loan interest rate comparison, try OurMoneyMarket’s personal loan calculator OR get a free, no obligation rate quote by simply filling out our Quick Rate Form found here (this won’t impact your credit score). If you’re happy with the loan offer simply proceed to apply with a formal application.

or retrieve an existing quote
this won't impact your credit score